Job Description

Position Overview Now Hiring!: Mortgage Loan Originator Corporate Headquarters Location: Miami Lakes, FL Compensation: 100% Commission Benefits & Perks: 401k Health, Dental, and Vision Insurance Company-provided short-term disability insurance Employee Assistance Program Wellness Program American Bancshares Mortgage is seeking ambitious Mortgage Loan Originators ("MLO") to serve their customers. The Mortgage Loan Originator is responsible for maintaining an NMLS License Required under the S.A.F.E. Act of 2008, and originating and processing real estate mortgage loans in accordance with American Bancshares Mortgage, LLC (ABSM) processes and product guidelines. Job Duties: Source mortgage leads. Build relationships with real estate agents and develop referral networks Market our products to individuals and firms, promoting American Bancshares Mortgage, LLC services that may meet customers' needs. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Help customers by answering questions and responding to requests and complaints Confer with processing and underwriting to aid in resolving mortgage application problems. Update job knowledge by: participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct ABSM seminars/trainings and other lead-generating activities. Other duties as assigned. Minimum Qualifications: NMLS License Required under the S.A.F.E. Act of 2008* Thorough knowledge of all mortgage products and programs Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems Good analytical skills necessary to evaluate credit requests and determine trends in a given marketplace Advanced verbal and written communication skills and the ability to work with a wide range of constituencies in a diverse community Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook Encompass Experience Preferred Who We Are: For more than 25 years, we have assisted our communities, empowered our partners, and expanded our company footprint across the nation. We are a full-service mortgage lender, created by industry experts who understand the ever-changing mortgage financing industry. Unlike a bank, we only focus on mortgage products. With years of combined experience our loan specialists are wise, patient, and eager to assist our clients. It is our unique company culture, expertly trained staff and years of industry experience that sets us apart from the rest. Having an intricate knowledge of our industry we take pride in the ability to offer our clients professional and ethical advice they seek, and most importantly the dedication to helping them find the best financing options. Servicing our community is driven by our core values of commitment, integrity, and transparency. Our in-depth knowledge is what enables us to efficiently adapt to industry change, while consistently providing our clients with a best-in-class customer service and a tailored mortgage experience. American Bancshares Mortgage is an Equal Opportunity Employer. American Bancshares Mortgage does not discriminate based on race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law. All employment is decided based on qualifications, merit, and business need. American Bancshares Mortgage participates in the federal government's E-Verify program, which confirms employment authorization of all newly hired employees and most existing employees through an electronic database maintained by the Social Security Administration and Department of Homeland Security. For all new hires, the E-Verify process is completed in conjunction with the Form I-9 Employment Eligibility Verification on or before the first day of work. E-Verify is not used as a tool to pre-screen candidates. For up-to-date information on E-Verify, go to and click on 'E-Verify' located near the bottom of the page. American Bancshares

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